Now picture a world where that digital revolution truly benefits the people who need it the most. Not only Silicon Valley coders, but the more vibrant entrepreneurs and small business owners who span Africa and South Africa in particular. As great as it sounds, that’s the promise of SpacePay, and...
Bitcoin's swagger is hard to ignore. After all, it’s the heavyweight champ of crypto, right? In Africa, its stark dominance hardly seems a cause for victory parade. Rather than promoting innovation, it serves as a gatekeeper, shutting down other more promising blockchain projects from gaining a foothold. Or are we...
The European Central Bank (ECB) has said it will postpone the launch of its own Distributed Ledger Technology (DLT) settlement solution. The date of the new rollout has already been pushed back to February 2025. This places the ECB’s Governing Council in uncharted waters and produces several hard-hitting questions regarding...
The ECB is famous for its prudence, a classical virtue much praised but at times… maddeningly so. Their measured approach to wholesale Central Bank Digital Currencies (CBDCs), while understandable, begs the question: is the ECB's risk aversion inadvertently creating a bigger risk down the line? Are we being too risk...
The European Central Bank's (ECB) delay in launching its wholesale Distributed Ledger Technology (DLT) settlement solution isn't just a bureaucratic hiccup. It's a massive missed opportunity, a potential self-inflicted wound to Europe's economic future. We're handing the tokenization race to the US on a silver platter, and frankly, it's infuriating.Europe...
Forget the Lambo dreams and Bitcoin bros. Let's talk about something real: how stablecoins can lift communities out of poverty and unlock financial freedom for millions of Africans. We're not talking about speculative trading here. We're talking about tangible impact, stories of resilience, and a chance to rewrite the narrative...
Now picture Aaliyah, one of the best resources and creating those methods in rural Zimbabwe. She is a brilliant textile producer, but she can’t reach markets outside of her village. To many, traditional banking appears cold and out of reach. When family members abroad send money back home, high remittance...
Let's be frank. The crypto world has been abuzz, and not in a good way. Central Bank Digital Currencies (CBDCs) are looming large, and everyone's asking: are altcoins doomed? The short answer to that is no, but the long answer is where it gets really interesting. Think of it like...
The drumbeat for Central Bank Digital Currencies (CBDCs) is indeed a cacophony. Are they the financial savior Africa’s been waiting for, or a Trojan horse under the guise of progress? Time to leave behind the hypothetical hot air and get down to what this means in practice.Africa's Banking Crisis: A...
I was talking recently to Thandi, an unemployed single mother living in Soweto on the outskirts of Johannesburg, who made a huge leap of faith. She converted all her small savings into Bitcoin, even though she knew it was for her daughter’s school fees. Opportunities offered through social media play...
